KnowledgeAndExperience

<xs:element xmlns:altova="http://www.altova.com/xml-schema-extensions"
            xmlns:ds="http://www.w3.org/2000/09/xmldsig#"
            xmlns:xs="http://www.w3.org/2001/XMLSchema"
            name="KnowledgeAndExperience">
   <xs:annotation>
      <xs:documentation>Target markets - Knowledge and/or Experience</xs:documentation>
   </xs:annotation>
   <xs:complexType>
      <xs:sequence>
         <xs:element name="BasicInvestor" type="EMTYesNoNeutralType">
            <xs:annotation>
               <xs:documentation>02010: Investors having the following characteristics:
• basic knowledge of relevant financial instruments (a  basic investor can make an informed investment decision based on the regulated and authorised offering documentation  or with the help of basic information provided by point of sale); 
• no financial industry  experience, i.e. suited to a first time investor</xs:documentation>
            </xs:annotation>
         </xs:element>
         <xs:element name="InformedInvestor" type="EMTYesNoNeutralType">
            <xs:annotation>
               <xs:documentation>02020: Having one, or more, of the following characteristics:
• average knowledge of relevant financial products (an informed investor can make an informed investment decision based on the regulated and authorised offering documentation, together with knowledge and understanding of the specific factors/risks highlighted within them only)
• some financial industry experience </xs:documentation>
            </xs:annotation>
         </xs:element>
         <xs:element name="AdvancedInvestor" type="EMTYesNoNeutralType">
            <xs:annotation>
               <xs:documentation>02030: Investors having one, or more, of the following characteristics:
• good knowledge of relevant financial products and transactions
• financial industry experience or accompanied by professional investment advice or included in a discretionary portfolio service</xs:documentation>
            </xs:annotation>
         </xs:element>
         <xs:element minOccurs="0"
                     name="ExpertInvestorGermany"
                     type="EMTYesNoNeutralType">
            <xs:annotation>
               <xs:documentation>02040: Expert knowledge of and / or experience with highly specialised financial products (Regulatory requirement in Germany/ example: CFD/ the updated list will be provided by the DSGV)</xs:documentation>
            </xs:annotation>
         </xs:element>
      </xs:sequence>
   </xs:complexType>
</xs:element>